Your complete financial picture, without the cloud.
Track net worth, budgets, transactions, and insights from one polished dashboard that stays entirely on-device. No account, no syncing overhead, no compromise on privacy.
100% Offline
No servers and no analytics.
On-device AI
Smart capture without data leaving your phone.
Fast Insights
Budgeting, trends, and account clarity in one place.
Features
Structured for clarity, privacy, and daily use.
Every surface is designed to feel intentional: readable copy on the left, constrained device imagery on the right, and responsive stacking that holds together from mobile to desktop.
Deep spending visibility with instant pattern recognition.
Surface daily spending behavior, track month-over-month pace, and spot major budget impacts without jumping between views.
- Calendar heatmap for daily spending patterns
- Month-over-month pace comparison charts
- Quick identification of top-impact transactions
Smart capture that stays on your device.
Let Lumea turn bank SMS notifications into structured transactions, schedule recurring items, and reduce manual bookkeeping.
- On-device SMS parsing with zero server hops
- Automatic transaction categorization
- Recurring payment reminders and scheduling
Search, filter, and review every transaction in context.
Navigate your full transaction history with focused filters, category views, and monthly summaries that stay readable at a glance.
- Full-text search across all entries
- Flexible category, account, and date filters
- Instant income and expense summaries by month
Ready to take control of your finances?
Download Lumea for free and keep your entire money workflow private, fast, and beautifully organized.
